25%
Upfront discount locked instantly
0
Minor claims on your record
100%
Catastrophe disaster cover preserved
Pillars of Catastrophe Protection
High-excess insurance reserved exclusively for catastrophic events that threaten your total financial security, eliminating minor claims.
Total Vehicle Write-Off
Theft and Vandalism
Fire and Flood Disasters
Comprehensive replacement value for major collisions, severe structural damage, and complete vehicle write-offs.
Full financial indemnity against total vehicle theft, unrecoverable loss, and severe structural break-ins.
Complete structural protection for home and property against catastrophic fires, floods, and major weather disasters.
Annual Excess Reduction
Lock Upfront Discount
Maintain Clean Record
Compound Renewal Benefits
Agree to self-fund minor scuffs and secure an instant 25% baseline discount on day one.
Keep small repairs out of the claims system to preserve your zero-claim status all year.
Earn an extra 5% annual premium reduction alongside a shrinking compulsory excess.
Review the exact excess schedule and discount rules governing your catastrophe protection policy and claim options.
Maximum Excess Option
Discount Qualification
Applicable Inclusions
You will need to pay the maximum excess on claims, and the maximum excess can be paid monthly on a claim.
You will also need to pay half of the excess to make a claim in order to receive the discount.
The discount applies to claims, basic items, and paid-in-advance inclusions across your active coverage schedule.
Reserve your spot for our UK launch. Select your policy type and renewal timeline to lock in your 25% discount.